Common questions
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No — our initial eligibility assessment uses a soft check, which is not visible to other lenders and does not affect your credit score. A hard enquiry only happens if you choose to proceed with a full application.
No provider can honestly guarantee approval or a specific credit-score outcome, and we won't claim otherwise. We assess your situation properly and work towards the best realistic result, based on affordability and your individual profile.
It's the formal legal process of exiting debt review once you qualify — for example, once your debt is settled or your circumstances have changed. We guide the application through to the relevant court.
Under certain conditions, debt that hasn't been acknowledged in writing or by payment for three years may become legally prescribed. Whether this applies depends on your specific accounts — we assess each one individually.
No. We also register micro-lenders with the NCR and provide ongoing bookkeeping and compliance support to keep credit-providing businesses audit-ready.
We handle your personal and financial information in line with POPIA, and only use it to deliver the services you've asked us to provide.
Let's sort out your credit, your loan, or your compliance.
One honest conversation is the first step — reach out and we'll tell you exactly where you stand.